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He didn't save up the money he's made over 7+ year of Professional racing to be able to live for a year without solid employment he has bigger issues then being fired.
I don't think it's like that really. Speed's a young driver. Maybe he has money saved, maybe he doesn't. Even if he does, he does NOT want to eat into that savings to pay bills that a job as a race car driver would pay. Combine that with a relatively ugly seperation and viola, lawsuit.